[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.aktimo.cz\/pujcka-mimo-bankovni-sektor\/#Article","mainEntityOfPage":"https:\/\/www.aktimo.cz\/pujcka-mimo-bankovni-sektor\/","headline":"P\u016fj\u010dka mimo bankovn\u00ed sektor","name":"P\u016fj\u010dka mimo bankovn\u00ed sektor","description":"Ano, je to nasnad\u011b. A pozor, bav\u00edme se o velk\u00fdch \u010d\u00e1stk\u00e1ch, ne o dvou stovk\u00e1ch na pivo, nebo o tis\u00edcovce na opravu vozu. Mluv\u00edme o \u010d\u00e1stk\u00e1ch, kter\u00e9 mohou b\u00fdt v\u00edce ne\u017e \u0161estim\u00edstn\u00e9. Takov\u00e9 pen\u00edze m\u00e1 m\u00e1lokdo, jak se na Morav\u011b \u0159\u00edk\u00e1 \u201eve stro\u017eoku\u201c, co\u017e je slamn\u00edk, kam se d\u0159\u00edve, a je to hodn\u011b d\u00e1vno, pen\u00edze ukr\u00fdvaly. Takov\u00e9 pen\u00edze se skute\u010dn\u011b … ","datePublished":"2023-09-25","dateModified":"2023-09-25","author":{"@type":"Person","@id":"https:\/\/www.aktimo.cz\/author\/#Person","name":"","url":"https:\/\/www.aktimo.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b682f75cb96d085fca5fbc8ca3f08e323444e236f6e6028585b73de81c46f711?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b682f75cb96d085fca5fbc8ca3f08e323444e236f6e6028585b73de81c46f711?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"aktimo.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.aktimo.cz\/wp-content\/uploads\/cash-1358874_640.jpg","url":"https:\/\/www.aktimo.cz\/wp-content\/uploads\/cash-1358874_640.jpg","height":0,"width":0},"url":"https:\/\/www.aktimo.cz\/pujcka-mimo-bankovni-sektor\/","about":["Pen\u00edze"],"wordCount":414,"articleBody":"   Ano, je to nasnad\u011b. A pozor, bav\u00edme se o velk\u00fdch \u010d\u00e1stk\u00e1ch, ne o dvou stovk\u00e1ch na pivo, nebo o tis\u00edcovce na opravu vozu. Mluv\u00edme o \u010d\u00e1stk\u00e1ch, kter\u00e9 mohou b\u00fdt v\u00edce ne\u017e \u0161estim\u00edstn\u00e9. Takov\u00e9 pen\u00edze m\u00e1 m\u00e1lokdo, jak se na Morav\u011b \u0159\u00edk\u00e1 \u201eve stro\u017eoku\u201c, co\u017e je slamn\u00edk, kam se d\u0159\u00edve, a je to hodn\u011b d\u00e1vno, pen\u00edze ukr\u00fdvaly. Takov\u00e9 pen\u00edze se skute\u010dn\u011b mus\u00ed p\u016fj\u010dit tam, kde je maj\u00ed a kde jsou na takov\u00e9 v\u011bci za\u0159\u00edzeni. A to jsou pr\u00e1v\u011b banky. Ov\u0161em nejen ony. Ale k tomu se dostaneme. V takov\u00e9 bance si klienta n\u00e1le\u017eit\u011b proklepnou, \u010demu\u017e se nen\u00ed co divit, proto\u017ee i oni cht\u011bj\u00ed v\u011bd\u011bt, zda je klient v\u016fbec schopen pen\u00edze spl\u00e1cet. Pokud je n\u011bkde n\u011bjak\u00e1, by\u0165 jen mal\u00e1 zrada, nedostane \u017eadatel nic. Co\u017e je ov\u0161em zcela pochopiteln\u00e9. Ani vy byste nep\u016fj\u010dili n\u011bkomu, koho nezn\u00e1te nebo komu ned\u016fv\u011b\u0159ujete. Proto\u017ee zde klient neusp\u011bl, m\u016f\u017ee zkusit jinou banku, ale ve velk\u00e9 v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f neusp\u011bje ani zde, proto\u017ee ony ty banky maj\u00ed v t\u00e9to ot\u00e1zce hodn\u011b spole\u010dn\u00e9ho. Je t\u0159eba tedy hledat n\u011bjak\u00e9 n\u00e1hradn\u00ed \u0159e\u0161en\u00ed. Ale kde? V\u017edy\u0165 je to v\u0161ude stejn\u00e9. Ne, nen\u00ed tomu tak. Ona jez de toti\u017e je\u0161t\u011b jedna mo\u017enost kter\u00e1\u017e sluje americk\u00e9 hypot\u00e9ky. Tyto p\u016fj\u010dky jsou poskytnuty ka\u017ed\u00e9mu i p\u0159esto, \u017ee v bank\u00e1ch nevyhov\u011bl coby \u017eadatel.Zde se na celou v\u011bc pohl\u00ed\u017e\u00ed pon\u011bkud jinak a z jin\u00e9ho \u00fahlu. Tak\u00e9 zde nen\u00ed t\u0159eba des\u00edtky n\u011bjak\u00fdch potvrzen\u00ed a dal\u0161\u00edch pap\u00edr\u016f. U\u017e proto, \u017ee i zde v\u011bd\u00ed svoje. Potvrzen\u00ed o v\u00fd\u0161i p\u0159\u00edjmu je sice hezk\u00e1 v\u011bc, ale nikdo nem\u016f\u017ee nikdy v\u011bd\u011bt, zda do \u010dtvrt roku podnik nezkrachuje, nebo zda klient z pr\u00e1ce neodejde s\u00e1m. Pak si ov\u0161em banka m\u016f\u017ee s cel\u00fdm potvrzen\u00edm o p\u0159\u00edjmu tak akor\u00e1t v\u00edte co. Nu\u017ee, americk\u00e1 hypot\u00e9ka je postavena v z\u00e1kladech sice stejn\u011b, ale v podstat\u011b se zde postupuje \u00fapln\u011b jinak. Nejl\u00e9pe bude, kdy\u017e si to prost\u011b vyzkou\u0161\u00edte sami. Uvid\u00edte, \u017ee tohoto kroku nebudete nikdy v budoucnosti v\u016fbec litovat.                                                                                                                                                                                                                                                                                                                                                                                           4.5\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka mimo bankovn\u00ed sektor","item":"https:\/\/www.aktimo.cz\/pujcka-mimo-bankovni-sektor\/#breadcrumbitem"}]}]